The Credit Authority™

You need your buying power back.

We understand how frustrating it can be.

Getting approved for a home. Qualifying for a large purchase or refinance. Avoiding high-interest rates.

These are life-changing events.

That’s why you need a company that’s committed to changing your life through credit. That’s our mission.

We don’t just send dispute letters.

This is what most credit repair companies do. They send out generic dispute letters and hope for the best. You could do that yourself. That’s not what we do here at WJA.

We understand your urgency. Sending out dispute letters month after month typically gets poor results. And it can take a long time.

By using our investigative research team and our attorney-managed process – we actually AUDIT creditors through 4 rounds of a customized process we’ve engineered ourselves. That’s one reason why we get results where other companies fall short. From start to finish, the process lasts a maximum of 6 months and we typically see results in the first 45 to 60 days.

One-on-one attention.

White Jacobs & Associates pairs you with your personal credit analyst. Your assigned credit expert guides you through the whole process. With other companies, you’ll talk to a different customer service representative every time. No one knows your entire story. No one knows your journey. With WJA, your credit analyst is with you from start to finish. Wouldn’t you rather work with a company that centers the whole process around YOU?

And that’s just the beginning.

A customized process.

To get real results, you need a customized process. We have exactly that. Our investigative research team evaluates your situation and customizes a gameplan specifically for your credit situation. We go after all the negative/inaccurate items on your report through 4 rounds of audits. Not just credit bureaus, but creditors as well. Read about the details of our process here.

Unlike the “other” guys, we don’t just send out dispute letters. Part of the reason we’re so successful is that we take action based on the responses we receive back from the bureaus and creditors. Customization get results.

Thinking about hiring
the $100-a-month guys?

Think again.

There’s plenty of them out there … Lexington Law … Sky Blue … CreditRepair.com…

These companies charge you an ongoing, never-ending monthly fee. It’s better for them if you DON’T get results quick. In fact, the longer you stay on their program, the more money they make. That’s bad news for you.

We don’t do that.

The entire process with WJA takes a maximum of 6 months. Typically, our clients start to see results within the first 30-45 days. Once we look at your credit report, we’ll be able to set the right expectations.

And we saved the best for last.

Our process is attorney-managed. That’s right. We’re partnered with an attorney that manages our process. Ask any of the “other” credit repair guys if they do that. When we go after the derogatory items on your report, our investigative research team crafts letters and responses that carry serious weight.

So … how much does this cost?

Don’t worry. It’s affordable. During your no-cost credit evaluation & consultation, we’ll determine your potential for success in the program. We don’t want to waste your money. If we expect to get good results, we will tell about the investment involved and work with your financial situation.