The WJA Blog
Recent Articles and Stories
Pay-for-Delete Agreements – Are They Worth It for Removing Collections from Your Credit Report?
Pay-for-delete agreements may help remove collections from your credit report. Learn how they work, the risks involved, and whether they’re a smart move for credit repair.
What Does “Thin Credit File” Mean on My Credit Report?
Having limited credit history can impact everything from getting an apartment to securing a car loan. Build a stronger credit profile that opens doors to better financial opportunities.
Is One Credit Card Enough? What Your Credit Report Might Be Missing
One credit card might not be enough to build a strong credit profile. Learn how your credit report could benefit from a more balanced approach.
How a Repossession (Even Voluntary Surrender) Impacts Your Score and How to Rebuild
Repossession—whether voluntary or forced—can severely damage your credit. But with the right strategy, patience, and consistent action, you can rebuild your score and take control of your financial future.
Common Misconceptions About Income and Credit Reports
Think a higher salary automatically means a better credit score? Think again. The relationship between income and credit reports is often misunderstood.
Credit Repair for Freelance Workers (Gig Economy)
Unlock key tips for freelancers to repair and strengthen their credit. Explore ways to build, sustain, and safeguard your financial health while working independently.