The WJA Blog

Medical bills are possibly the most common type of debt in the U.S. We explain how your bills become collections, how they impact your credit score, and what you can do about it.

Both consumers with bad credit and those with no credit face difficulties when they apply for loans. Find out what you can do to start building credit today.

Your credit utilization ratio has a big impact on your credit score. Here is a guide that explains what it is, and some credit utilization tips to improve it.

Some inquires are completely harmless, but others can hurt your FICO score. Find out all you need to know about hard pulls before your credit score suffers.

Credit score and limit are tied to one another. Find out all you need to know about their connection and how to improve both of them with professional help.

Student loans are a terrible burden that never seems to go away. Take a look at this article to find out how to consolidate student loans and make repayment easier.