The WJA Blog

Improving your credit score is not an easy task, but neither is it impossible. We will explain 3 quick strategies you can use for credit repair.

If you are looking to hire a credit specialist, we will explain what you should look for to differentiate legitimate credit repair specialists from bad ones.

Home loan, credit score – you know these two terms are inextricably linked, but may not know how one affects the other. Here is a short guide that explains the connection.

Did you know you can place alerts on credit histories? Or that merchants must redact your account number on receipts? Find out all about the FACTA law here.

What are the Practical Applications of the Fair Debt Collection Practices Act? As this law is intended to guard natural persons from debt collectors, it allows you certain protections from any collection practices which could be considered harassment.

The simplified version is that your credit report represents your borrowing history and how you handled your credit accounts, while your credit score is the numerical value that is attached to it. The higher the score value, the better off you are.