The WJA Blog
Recent Articles and Stories
Fair Credit Reporting Act (FCRA)
FCRA was designed to improve the fairness and accuracy of the reports, and to protect your privacy. In short, it protects you from unfair practice by consumer credit reporting agencies.
What Is the FACTA Credit Law?
Curious about the FACTA and how it works? Today, we’re breaking this particular credit law down and revealing how it protects you.
Think the Credit Bureaus Are Why You Got Denied? Think Again.
You got denied for a loan or credit card? Learn more about how lenders make their decisions and how you can get your buying power back.
Marriage and the Myth of Joint Credit
It’s time to understand the truth about marriage and joint credit. There are a number of misconceptions out there. Have a look at a few common myths.
What Happens If You Miss a Credit Card Payment?
Wondering what happens when you miss a credit card payment? Review this quick list and understand what happens when you miss a credit card payment!
How Do I File a Credit Dispute?
Curious about how to file a credit dispute? Don’t let incorrect reporting limit your buying power anymore.Here’s what you need to know about the process.