The WJA Blog
Recent Articles and Stories
8 Important Credit Facts You Need to Know
Get familiar with some of the most important credit facts you need to understand. Learn to manage your credit better today by checking out this quick list!
How Your Credit Card Limit Affects Your Credit Score
Credit card limit is a contributing factor to your credit score. Today on the blog, we’ll tell you why your limit matters and how it all works.
Want a Lower Credit Card Interest Rate? Ask for It
Are your monthly credit card payments draining you and even eating into your savings? You have more power than you think.
Bad Credit? You May Need a Secured Credit Card
Bad Credit? You May Need a Secured Credit Card Wondering what you can do to improve your bad credit? There are many ways to raise your credit score, but learn how a secured credit card can help. It's certainly one proven step you might take in establishing credit or...
Credit Inquiries: Hard vs. Soft Pulls
There are two types of credit inquiries – but what’s the difference between a hard and soft pull?Keep reading to understand the details about both!
Think Twice Before Canceling Your Credit Card
Is canceling your credit card a wise move? Before you close out your account and reach for the scissors, pause. Consider how it can affect your credit score.