The WJA Blog

Having bad credit can be very costly, especially if you allow it to go unattended.

There are several ways in which your credit score affects your life. Asking yourself, “What is my credit score?” is a good place to start.

The simple answer to what is a good credit score depends on what you’re pulling it for. What you’re looking to do with your credit will determine how your score is calculated.

Whether you have no credit or bad credit, your next step is to start building your credit in a positive manner. Here’s what you should do.

If you’ve heard the term “FICO score” and you’re not sure what it means, you’re not alone. For most of us, we don’t encounter the term until we’re trying to buy a home, refinance, or apply for loans and credit.