The WJA Blog

If you’ve disputed an item appearing on your credit report, one of three outcomes will take place. And there’s actually a fourth option too.

Not sure if you should pay off collections or wait? It depends on your situation, but there may be a third option, too.

Is credit repair legit and a valid option for restoring your credit scores? Should you hire a professional? How do you avoid scam credit repair agencies?

What is the likelihood that a debt collector will take you to court for an unpaid debt? Get informed on if and when you may be sued.

When you have a collection on your credit report, you may not know how much it’s impacting your score. What should you do?

Just as it takes time to build positive credit, it can take time to clear bad credit from your credit reports. Let’s look at some approximations.