The WJA Blog

Talking to creditors – nobody likes it, but it has to be done. Here are the best tips for negotiating with creditors and debt collectors.

When negotiating with creditors, what is the best way to tell your story? White, Jacobs and Associates compiled a list of top advice.

Did you know that a charge-off can seriously impact your credit score and interest rate? WJA has your complete charge-off guide.

Economic stress often leads to more personal stress. FICO resilience index shows how prepared you are. Learn how to become more resilient to economic downturns.

If you got all three credit reports at the same time, you might have noticed they’re different. Check out some of the common causes of the discrepancy in your reports.

Student loans aren’t easy to repay. They can have both positive and negative impact on your credit score. Contact WJA to find out all about student loans.