by WJA Team | Nov 17, 2024 | Blog
Is One Credit Card Enough? What Your Credit Report Might Be Missing There it is—your one trusty credit card, tucked safely in your wallet. It’s been with you through thick and thin, from grabbing your morning coffee to booking that dream vacation. But...
by WJA Team | Sep 4, 2024 | Blog
Credit Repair for Freelance (Gig Economy) Workers As the gig economy continues to expand, more and more workers are embracing the freedom and flexibility of freelance and independent contracting. But with the perks of this non-traditional career path come some unique...
by WJA Team | Aug 25, 2024 | Blog
Impact of Divorce Decrees on Credit Scores Divorce is undoubtedly one of life’s most stressful and emotionally draining experiences. But beyond the personal turmoil, the legal and financial consequences of ending a marriage can have a profound impact on your...
by WJA Team | Jul 14, 2024 | Blog
Improving Credit Score for First-Time Home Buyers Your credit score is one of the most important factors that will determine your mortgage eligibility and interest rate when pursuing homeownership. As a first-time home buyer, you want to ensure your credit is in top...
by WJA Team | Jul 14, 2024 | Blog
How Your Personal Credit Affects Business Credit As a small business owner, you’ve likely poured your heart, soul, and personal savings into making your entrepreneurial dream a reality. So it may come as a surprise that your personal finances – including...
by WJA Team | May 14, 2024 | Blog
Why are we seeing higher interest rates for good credit scores in 2023? Having excellent credit has long been seen as the golden ticket to the lowest rates and fees when getting a mortgage. However, recent changes by the Federal Housing Finance Agency (FHFA) mean some...