by Sonja Rac | Nov 21, 2020 | Blog
3 Quick Credit Repair Strategies The problem with credit scores is that they take a long time to improve, but are very easy to deteriorate. You may need a mix of different credit repair strategies to improve your score because they are the accumulation of your credit...
by Sonja Rac | Nov 21, 2020 | Blog
What Is a Credit Specialist? A credit specialist is any person whose job it is to analyze credit reports, give counsel on how to improve your credit score, initiate disputes, or deal with any number of things related to improving credit. As you can see, the range of...
by Sonja Rac | Nov 21, 2020 | Blog
Credit Score for a Home Loan Getting a loan to buy a home is likely one of the biggest decisions you will ever make in your life. As it will have lasting consequences, the decision should not be rushed. You need to be aware of all the factors that affect your ability...
by Sonja Rac | Nov 21, 2020 | Blog
FACTA Law Are you curios to know more about FACTA Law? Identity theft is a real problem that many people, unfortunately, have to contend with. Millions of customers have their identity stolen each year. The problem is particularly prevalent in the United States. A...
by Sonja Rac | Nov 21, 2020 | Blog
What is the FDCPA and What Does It Do? In 1978, the Congress of the United States enacted the Fair Debt Collection Practices Act (or FDCPA) because of the abusive and deceptive manner that many debt collectors use to collect consumer debt. It is designed to protect...
by Sonja Rac | Nov 20, 2020 | Blog
Credit Report vs Credit Score The simplified version is that your credit report represents your borrowing history and how you handled your credit accounts, while your credit score is the numerical value that is attached to it. The higher the score value, the better...
