by Sonja Rac | Nov 22, 2020 | Blog
Student Loan Consolidation The student loan debt weighs heavily on about 44.7 million Americans. It’s an issue so extensive and so deeply rooted in American society, yet the end seems nowhere in sight. Borrowers come from all demographics and age groups. No one who...
by Sonja Rac | Nov 21, 2020 | Blog
3 Quick Credit Repair Strategies The problem with credit scores is that they take a long time to improve, but are very easy to deteriorate. You may need a mix of different credit repair strategies to improve your score because they are the accumulation of your credit...
by Sonja Rac | Nov 21, 2020 | Blog
What Is a Credit Specialist? A credit specialist is any person whose job it is to analyze credit reports, give counsel on how to improve your credit score, initiate disputes, or deal with any number of things related to improving credit. As you can see, the range of...
by Sonja Rac | Nov 21, 2020 | Blog
Credit Score for a Home Loan Getting a loan to buy a home is likely one of the biggest decisions you will ever make in your life. As it will have lasting consequences, the decision should not be rushed. You need to be aware of all the factors that affect your ability...
by Sonja Rac | Nov 21, 2020 | Blog
FACTA Law Are you curios to know more about FACTA Law? Identity theft is a real problem that many people, unfortunately, have to contend with. Millions of customers have their identity stolen each year. The problem is particularly prevalent in the United States. A...
by Sonja Rac | Nov 21, 2020 | Blog
What is the FDCPA and What Does It Do? In 1978, the Congress of the United States enacted the Fair Debt Collection Practices Act (or FDCPA) because of the abusive and deceptive manner that many debt collectors use to collect consumer debt. It is designed to protect...
