8 Important Credit Facts You Need to Know

8 Important Credit Facts You Need to Know

8 Important Credit Facts You Need to Know Looking to understand more about your credit? Want to maintain or improve your credit score? There’s so much outdated information floating around, along with many myths you’ve likely heard. If you’re feeling lost or confused,...
How Your Credit Card Limit Affects Your Credit Score

How Your Credit Card Limit Affects Your Credit Score

How Your Credit Card Limit Affects Your Credit Score You probably know that credit cards play a significant role in your credit score. But did you know that your credit card limit, specifically, is a contributing factor? It definitely is. Today on the blog, we’ll tell...
Want a Lower Credit Card Interest Rate? Ask for It

Want a Lower Credit Card Interest Rate? Ask for It

Maybe you’ve begun wondering how to lower your credit card interest rate. Are your monthly credit card payments draining you and even eating into your savings? Feel the constant shadow of overwhelming debt? We get it. And we’re saying you need to get out there and ask...
Bad Credit? You May Need a Secured Credit Card

Bad Credit? You May Need a Secured Credit Card

Bad Credit? You May Need a Secured Credit Card Wondering what you can do to improve your bad credit? There are many ways to raise your credit score, but learn how a secured credit card can help. It’s certainly one proven step you might take in establishing...
Credit Inquiries: Hard vs. Soft Pulls

Credit Inquiries: Hard vs. Soft Pulls

Credit Inquiries: Hard vs. Soft Pulls Perhaps you already know that there are two types of credit inquiries. But what’s the difference between a hard and soft pull? And how do these two particular credit checks affect your credit score? Keep reading to understand the...
Think Twice Before Canceling Your Credit Card

Think Twice Before Canceling Your Credit Card

Think Twice Before Canceling Your Credit Card Is canceling your credit card really a wise move? Before you close out your account and reach for the scissors, pause. Consider what this can do to your credit score and more. Popular Belief on Canceling Credit Cards...