by Sonja Rac | Mar 17, 2020 | Blog
Top Reasons High Incomes Are Denied for Mortgages Have you been denied for a mortgages despite your high monthly income? You’re probably feeling frustrated, to say the least. More than anything, you may be confused. Perhaps you’re thinking, “I can make the payments....
by Sonja Rac | Mar 17, 2020 | Blog
What Is the FCRA Credit Law? Interested in learning about the FCRA Credit Law and how it impacts you and your credit? You’re in luck. Today, we’ll break down the basics of the Fair Credit Reporting Act. It’s important that you understand your rights and how credit...
by Sonja Rac | Feb 3, 2020 | Blog
What Is the FDCPA Credit Law? If you’re wondering about the FDCPA credit law, we’re here to give you the facts. Today, we’ll define the Fair Debt Collection Practices Act and explain why it was created. We’ll also share how this law in particular protects you. Get to...
by Sonja Rac | Feb 3, 2020 | Blog
Your Credit Score Impacts Your Mortgage Rate? Your credit score impacts your mortgage rate substantially. Whenever someone applies for a mortgage, their credit score is a main focus. Lenders are looking at your score as they prepare to offer you an interest rate. If...
by Sonja Rac | Feb 3, 2020 | Blog
Your Credit Score Impacts Your Car Purchase Your credit score impacts your car purchase to a great extent. The truth is, you can buy a car no matter your credit score. But you may be stunned by the cost. A poor credit score will actually be the reason you pay more....
by Sonja Rac | Feb 3, 2020 | Blog
Do Your Student Loans Impact Your Credit Score? Student loans can impact your credit score in various ways. They can be frustrating and even overwhelming. The last thing you need is for them to hurt your credit, too. No matter the type of student loan you have, it’s a...