by WJA Team | May 26, 2022 | Blog
Should I Pay Off Closed Accounts on Credit Report? If you fall behind on payments for one of your credit accounts, you will likely see on your credit report that the debt has been closed or charged off. As you might expect, this has repercussions on your credit score...
by WJA Team | May 16, 2022 | Blog
Once Something Is Removed From My Credit Report Can It Be Put Back On? You disagree with an item shown on your credit report. For example, you find a collection. Even though it’s frustrating to know that your credit score is being negatively affected, the good news is...
by WJA Team | May 3, 2022 | Blog
Is It Better If I Pay Off Collections or Wait? If you have a debt in collections and you’re not sure how to handle it – you’re not alone. Millions of people owe a debt in collections. You know it’s affecting your credit (negatively) so you want to make an...
by WJA Team | Apr 7, 2022 | Blog
Is Credit Repair Legit? The Question Finally Answered If you’re suffering from less-than-great credit, you’re here searching for ways to boost your credit. Credit repair is an option. But what kind of credit repair is legit, and what isn’t? There are countless credit...
by WJA Team | Mar 30, 2022 | Blog
How Often Do Debt Collectors Take You to Court? A lot of people are struggling with a fear of being brought to court because of unpaid debt. Before this happens, you will probably receive multiple calls and notices from debt collector agencies. It can be very...
by WJA Team | Mar 23, 2022 | Blog
How Many Points Will My Credit Score Increase if a Collection Is Deleted? One of the most visible indicators of your financial health is your credit score. By analyzing it, lenders know your level of responsibility when using credit. The higher your score, the easier...