by WJA Team | Mar 1, 2022 | Blog
When Does a New Credit Card Show Up on Your Credit Report? Were you approved for a new credit card? Celebrations are in order! Our first piece of advice is to plan on using your new card to improve your credit scores. Please don’t go on a spending spree! The next...
by WJA Team | Feb 18, 2022 | Blog
How Do I Remove Hard Inquiries from Credit Reports? Have you ever applied for a loan, credit card, or any other type of credit? Then you were also the subject of a hard inquiry. These are assessments creditors make with your permission. Hard inquiries involve...
by WJA Team | Feb 16, 2022 | Blog
Who Can Request to See Your Credit Report? Credit reports are required if you want to obtain a loan, open a new account, rent an apartment, buy a car, or even apply for a job. They contain information about your financial history, such as whether you’ve filed...
by WJA Team | Feb 8, 2022 | Blog
Can Credit Repair Hurt Your Credit? What are the implications of a credit repair company working on your credit? Can credit repair hurt your score? Because if that’s the case, that sounds quite contradictory to the primary claim of credit repair companies, which is...
by WJA Team | Feb 7, 2022 | Blog
Can a Credit Repair Company Remove Debt? The short answer is “No.” Credit repair companies generally do not remove debt. If you owe money, you will, more than likely, still owe that money even after you go through credit repair. So why would you want to go through...
by Sonja Rac | Oct 3, 2021 | Blog
Guide to Payment Modifications We are living in unpredictable times. We just started heading out of the financial crisis that began in 2008. And suddenly, we were hit with a once-in-a-century event – the coronavirus pandemic. It’s now clear that anyone can fall prey...
