How Long Does It Take to Clear Bad Credit History?

How Long Does It Take to Clear Bad Credit History?

How Long Does It Take to Clear Bad Credit History? In these turbulent times, anyone can fall victim to poor credit scores. Sudden life changes, illness, death of a loved one, divorce, job loss – all of this can impact your credit reports. Other reasons are out...
When Does a New Credit Card Show Up on Your Credit Report?

When Does a New Credit Card Show Up on Your Credit Report?

When Does a New Credit Card Show Up on Your Credit Report? Were you approved for a new credit card? Celebrations are in order! Our first piece of advice is to plan on using your new card to improve your credit scores. Please don’t go on a spending spree! The next...
How Do I Remove Hard Inquiries from Credit Reports?

How Do I Remove Hard Inquiries from Credit Reports?

How Do I Remove Hard Inquiries from Credit Reports? Have you ever applied for a loan, credit card, or any other type of credit? Then you were also the subject of a hard inquiry. These are assessments creditors make with your permission. Hard inquiries involve...
Who Can Request to See Your Credit Report

Who Can Request to See Your Credit Report

Who Can Request to See Your Credit Report? Credit reports are required if you want to obtain a loan, open a new account, rent an apartment, buy a car, or even apply for a job. They contain information about your financial history, such as whether you’ve filed...
Can Credit Repair Hurt Your Credit?

Can Credit Repair Hurt Your Credit?

Can Credit Repair Hurt Your Credit? What are the implications of a credit repair company working on your credit? Can credit repair hurt your score? Because if that’s the case, that sounds quite contradictory to the primary claim of credit repair companies, which is...
Can a Credit Repair Company Remove Debt?

Can a Credit Repair Company Remove Debt?

Can a Credit Repair Company Remove Debt? The short answer is “No.” Credit repair companies generally do not remove debt. If you owe money, you will, more than likely, still owe that money even after you go through credit repair. So why would you want to go through...