by Sonja Rac | Oct 3, 2021 | Blog
Guide to Payment Modifications We are living in unpredictable times. We just started heading out of the financial crisis that began in 2008. And suddenly, we were hit with a once-in-a-century event – the coronavirus pandemic. It’s now clear that anyone can fall prey...
by Sonja Rac | Oct 3, 2021 | Blog
Credit Card Utilization: 1% vs. 0% When people talk about credit reports and scores, they all repeat certain golden rules. One of them is “use as little of your credit card limits as possible.” That is mostly true. After all, a low credit card utilization number...
by Sonja Rac | Oct 3, 2021 | Blog
How Divorce Lowers Credit Score Wondering if your divorce will show up on your credit report? Short answer – no, your marital status is not included in your credit information. But that doesn’t mean that your credit activity while you were together...
by Sonja Rac | Oct 3, 2021 | Blog
What’s a Digital Wallet? Wherever we go nowadays, we carry a smartphone with us. There is a big chance some of us also have a tablet, smartwatch, or laptop in tow. We can perform our everyday tasks with just a few taps on the screen at any given moment of the...
by Sonja Rac | Oct 3, 2021 | Blog
Experian Boost Review: Can It Strengthen Your Credit Score? Improving your credit score on your own can be a daunting task. One of America’s three major bureaus, Experian, set out on a quest to make that easier. The result – Experian Boost, a completely free feature...
by Sonja Rac | Oct 3, 2021 | Blog
What is UltraFICO? In 2018, FICO, Experian, and Finicity introduced the UltraFICO score. The key intention of it is to give consumers more access and control in the credit scoring procedure. It’s sometimes called the second-chance score as it has some favorable...
