by WJA Team | Nov 15, 2018 | Credit Repair Basics
Advanced Credit Repair: Disputes vs. Attorney-backed Audits Credit repair companies are not created equally. Most just send credit report disputes. At White Jacobs and Associates, one of the main factors that separates us from 99% of other credit repair companies is...
by WJA Team | Nov 8, 2018 | Credit Repair Basics
4 Credit Building Basics – Keeping it Simple Is insufficient or bad credit history holding you back from realizing your dreams? Maybe you haven’t had the opportunity to establish sufficient credit history. Or perhaps you have items on your credit history...
by WJA Team | Jun 19, 2018 | Credit Repair Basics
Why Should I Repair My Credit You’re not alone If you’ve been turned down by a financial institution or missed out on a valuable opportunity because of a less than ideal credit score, you are definitely not alone. Just like millions of Americans with credit...
by WJA Team | Jun 19, 2018 | Credit Repair Basics
Upside-Down Car Loans Just so we are on the same page from the get-go, this is not a scenario that you find yourself to be strapped upside-down in your car. Although that is a bad scenario, that is a topic for another day! When we talk about being upside-down in your...
by Sonja Rac | Jun 19, 2018 | Credit Repair Basics
Student Loans on Credit Reports Student loans on credit reports can be the beginning of your credit journey, and if managed correctly can help build an excellent credit history. There are roughly 44 million Americans wandering through the maze known as student loans...
by Sonja Rac | Jun 19, 2018 | Credit Repair Basics
FICO Score vs VantageScore It is important to know the difference between the two commonly used credit scoring models. These scores can vary greatly and knowing ‘why’ will help you be prepared whenever dealing with all decisions that are affected by your credit...