by WJA Team | Jun 19, 2018 | Credit Repair Basics
Bad Credit Home Loans For most people, getting a home loan from a mortgage company is probably the most important move they will make in their lifetime. Those who are fortunate enough to have excellent credit will find the process relatively painless and...
by WJA Team | Jun 19, 2018 | Credit Repair Basics
10 Secret Ways Credit Impacts Your Life And Wallet Having bad credit can be very costly, especially if you allow it to go unattended. Since the mortgage meltdown of 2008, the average American has taken a dive in their overall credit rating. Ultimately, these consumers...
by WJA Team | Jun 19, 2018 | Credit Repair Basics
What is my credit score The Internet is peppered with advertisements about checking or improving your credit score. Most people perceive credit score as a three-digit number that often determines whether a financial institution such as a bank would grant you a housing...
by WJA Team | Jun 19, 2018 | Credit Repair Basics
What is a good credit score The simple answer to what is a good credit score depends on what you’re pulling it for. What you’re looking to do with your credit will determine how your score is calculated. Meaning, if you’re looking to buy a home then the score will...
by WJA Team | Jun 19, 2018 | Credit Repair Basics
How To Build Credit Credit, better known as debt, makes the world go round; especially for Americans. Everything from obtaining a credit card to purchasing a new car to purchasing a new home; lenders make their lending decisions based on the credit worthiness of the...
by WJA Team | Jun 18, 2018 | Credit Repair Basics
FICO Score – What is it? If you’ve heard the term “FICO score” and you’re not sure what it means, you’re not alone. It’s a fairly common term for those that work in that financial field. For most of us, we don’t...